Tips for a Smooth Approval

These DO’s and DON’Ts will help avoid delays.

DO continue making your mortgage or rent payments
DO stay current on all existing accounts
DO keep working at your current employer
DO keep your same insurance company
DO continue living at your current residence
DO pay down credit card balances
DO call us if you have any questions

DON'T make a major purchase (furniture, appliances, car, boat, fur, jewelry, etc.)
DON’T apply for new credit
DON’T open a new credit card
DON’T transfer any balances from one account to another
DON’T pay off charge offs without a discussion with us first
DON’T pay off collections without a discussion with us first
DON’T close any accounts
DON’T change bank accounts
DON’T max out or over charge on your credit card accounts
DON’T consolidate your debt
DON’T take out a new loan
DON’T start any home improvement projects
DON’T open a new cellular phone account
DON’T join a new fitness club

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