We are committed to providing Personal, Professional, & Courteous Service to assure a Positive Experience!    

We understand that a home for most clients, is the largest investment they have.  Our job is to help them professionally manage that debt.  We strive to provide professional, courteous and personal service, and feel that honesty and integrity are essential aspects of any business relationship.  We know that there are many options for mortgage services, and appreciate you choosing us!  Our goal is to exceed your expectations...

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Ray Evans…has years of experience in real estate and the mortgage industry.  In 2007 he joined Element Funding, where he has been a top producer and branch manager; serving Georgia, Alabama, and Florida.  Ray has the experience and industry knowledge to help identify and secure home financing that fits clients unique needs and wants.  Outside the office, he enjoys golfing, RV'ing, tennis, water skiing, and being with family and friends. Married for 33 years, he has a son and grandson. He and his wife are active in their church. 

Adrienne McDaniel…as our Client Relations Specialist, she effectively is the “Wow” of our systems as enhances our client, referral partner, and community touches and influence. Her marketing background serves well as she applies client needs to our processes. She is all about our clients and how we can better serve them. When away from the office, you may find her on the lake with family, or in the bleachers cheering on one of her little all-stars at the ball field. She and her husband are both active in their church and community.

Christine Drought…loves helping clients realize their dream of ownership!  She has been involved in all aspects of home mortgages from processing, underwriting, account executive, and most recently loan officer.  Her experience provides unique insight of how to structure loans and thinking outside the box.  Born in Vallejo, CA and traveling throughout the country, she made Newnan home in 2007.  Away from work, she spends most of her time with her family, and is involved in her church and local non-profit organizations.  

Sylvia Campbell…has 25+ years of experience in commercial and residential lending.  As Loan Coordinator, her primary role is to foster an exceptional experience for our clients and referral partners.  She walks clients through the purchase process from initial application, and keeps everyone updated throughout the process.  When Sylvia is not helping clients, she enjoys crafts, symphonies, shooting, and her dogs. She married her high school sweetheart and has three grown children.

Melanie Whobrey…is instrumental in packaging loans for underwriting, clearing conditions, and answering client questions.  Her personal touch, professionalism, and encouragement, is often noted in client reviews.  Born and raised in the Rocky Mountains of Colorado, she moved her family to Georgia in 2006.  When not working, you will find Melanie enjoying the outdoors, reading, traveling, and spending time with her two children, family, and friends.  She is involved in her church.

Others...there are many others working behind the scenes to assure you have a wonderful experience.  We pride ourselves in working like a village, by pulling resources as necessary to fulfill the needed role in providing you a "Wow" experience.  We are confident you will experience the same great service that many others have already!  Thank you

Element Funding

Our headquarters is in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Funding provides the right platform for growth.

Element Funding offers a better way for the mortgage professional to serve the home buyer on a local level, while having the power of a national mortgage bank. Our goal is to provide the home buyer with the most experienced loan experts, with competitive rates for a wide variety of mortgage programs, unbeatable service levels, and a worry-free home financing experience, whether the client is buying a new home or refinancing an existing loan. We also provide Reverse Mortgage options to give seniors the ability to live in their home with no monthly mortgage payments by converting their home equity into cash while still maintaining ownership!