We are committed to providing Personal, Professional, & Courteous Service to assure a Positive Experience!    

We understand that a home for most clients, is the largest investment they have.  Our job is to help them professionally manage that debt.  We strive to provide professional, courteous and personal service, and feel that honesty and integrity are essential aspects of any business relationship.  We know that there are many options for mortgage services, and appreciate you choosing us!  Our goal is to exceed your expectations...

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Ray Evans…has years of experience in real estate and the mortgage industry.  In 2007 he joined Element Funding, where he has been a top producer and branch manager. Ray has the experience and industry knowledge to help identify and secure home financing that fits clients unique needs and wants.  Outside the office, he enjoys golfing, RV'ing, tennis, water skiing, and being with family and friends. Married 33 years, one son and grandson.  NMLS 218350, Georgia 28058, Alabama 57498, Florida LO52156

Adrienne McDaniel…works to enhances our clients, referral partners, and community touches and influence. As a team, we are all about our clients, and how we can serve them better. Adrienne helps keep us focused on being the best we can for our clients and partners. When away from the office, you will find her on the lake with family, or in the bleachers cheering on one of her little all-stars at the ball field. She and her husband are active in their church and community.

Sylvia Campbell…has 25+ years of experience in commercial and residential lending.  As Loan Coordinator, her primary role is to foster an exceptional experience for our clients and referral partners.  She walks clients through the purchase process from initial application, and keeps everyone updated throughout the process.  When Sylvia is not helping clients, she enjoys crafts, symphonies, shooting, and her dogs. She married her high school sweetheart and has three grown children.

Melanie Whobrey…is instrumental in packaging loans for underwriting, clearing conditions, and answering client questions.  Her personal touch, professionalism, and encouragement, is often noted in client reviews.  Born and raised in the Rocky Mountains of Colorado, she moved her family to Georgia in 2006.  When not working, you will find her outdoors, reading, traveling, and spending time with her two children, family, and friends.  She is involved in her church.

Christine Drought…loves helping clients realize their dream of ownership.  She has been involved in all aspects of home mortgages from processing, underwriting, account executive, and most recently loan officer.  Her experience provides unique insight of how to structure loans and thinking outside the box.  Born in Vallejo, CA and traveling throughout the country, she moved to Newnan in 2007.  Away from work, she spends most of her time with her family, and is involved in her church and local non-profit organizations. 

Clifton White…is a veteran law enforcement officer with skills any home buyer would want in a loan officer. His past experiences have given him great conflict resolution and listening skills, and the ability to focus on the particular needs of those in which he serves. He has a great attitude and works hard to assure his clients have a wonderful experience. In his off time Clifton enjoys reading, weight lifting, movies with the family, and building personal relationships. He and his wife are active in their community and encourage positive change and influence to those around them. 

Drew Cope…has extensive knowledge of mortgage products and the loan process to ensure the mortgage experience is fast, easy and hassle-free for realtors, builders and home-buyers. Genuine care for his clients, communication combined with professionalism, experience, strong ethical behavior, and quick response time to questions and inquiries have strongly influenced Drew’s success. When not working he enjoys traveling, playing golf, and being with family and friends. Drew is involved in his local church. NMLS 218207, Georgia 67680, Alabama 27094.

Others...are behind the scenes to assure you have a wonderful experience.  We pride ourselves in working like a village, by pulling resources as necessary to fulfill the needed role in providing you a "Wow" experience.  We are confident you will experience the same great service that many others have already! 

Element Funding

Our headquarters is in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Funding provides the right platform for growth.

Element Funding offers a better way for the mortgage professional to serve the home buyer on a local level, while having the power of a national mortgage bank. Our goal is to provide the home buyer with the most experienced loan experts, with competitive rates for a wide variety of mortgage programs, unbeatable service levels, and a worry-free home financing experience, whether the client is buying a new home or refinancing an existing loan. We also provide Reverse Mortgage options to give seniors the ability to live in their home with no monthly mortgage payments by converting their home equity into cash while still maintaining ownership!